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Puerto Rico presents unique challenges to many benefits professionals. It is neither a US state nor a sovereign nation.  It is an unincorporated territory of the United States. Since 1993, Puerto Rico has had two official languages: Spanish and English.  About one-third of Puerto Ricans consider themselves to be fluently bi-lingual.

We can help you navigate the insurance and benefits landscape in Puerto Rico. 

We are a licensed insurance agent in Puerto Rico with the local on-island resources available to serve clients.



Puerto Rico offers many unique tax, duty-free import and corporate formation benefits. It is a protected U.S. Territory, and well situated geographically, allowing easy access to markets throughout the Latin America and Caribbean region.  Its strong ties with the United States mean that regular flights connect capital San Juan’s Luis Muñoz Marín International Airport to a range of major US cities.


ITG has experience with:


  • A full range of health and welfare insurance products and services from multiple Puerto Rico-based and other international insurers

  • Customized solutions

  • Alliances with best-in-class service providers

  • WellBeing programs and Human Resources Consulting

  • Serving clients from the largest US and global multinational firms to smaller start-ups and individuals

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