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ITG Worldwide Home > Travel > Trip Protection Plans
Trip Protection Plans |
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Comparing Plans: Choose the plan that’s right for you
Vacation travel plans can be interrupted for a variety of reasons. Trip protection plans are designed to provide for those unexpected events that may cause cancelation of your travel plans or interrupt your covered trip. Trip insurance is designed to safeguard you from the financial loss related to tour or airline cancelations, flight or baggage delays, or lost baggage. In addition, these plans include coverage for emergency medical and dental expenses, emergency medical evacuation costs and accidental death benefits. These plans are available to U.S. residents only.
Use the chart below to compare plan benefits. Once you've chosen the plan that best covers the needs for your trip. Once you find the plan for you, click the Get Quote/Buy Online button to start your application, or click View Plan Options to get more detailed information about that plan.
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HTH TripProtector |
IMG Patriot T.R.I.P. |
Seven Corners Roundtrip |
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| Trip Protection Benefits |
Maximum Benefit
Per Person |
Maximum Benefit
Per Person |
Maximum Benefit
Per Person |
| Trip Cancelation |
100% Trip Cost |
100% Trip Cost (up to $20,000) |
100% Trip Cost (up to $20,000) |
| Trip Interruption |
100% Trip Cost |
100% Trip Cost |
150% or trip cost maximum |
| Lost Baggage |
$1,000 |
$1,000 |
$1,000 |
Baggage Delay |
$200 |
$100 |
$200 |
| Travel Delay |
$1,000 ($150 Daily Limit) |
$500 |
$500 |
| Common Carrier Flight Accident |
$100,000 |
$100,000 |
$25,000 |
| Pre-existing Conditions |
Covered if insurance purchased within 24 hours of final trip payment (See restrictions) |
Covered if insurance purchased within 14 days after the initial trip payment
( See restrictions) |
Covered if insurance is purchased within 10 days of the initial trip deposit ( See restrictions) |
| Travel Medical Benefits |
Maximum Benefit
Per Person |
Maximum Benefit
Per Person |
Maximum Benefit
Per Person |
| Medical or Dental Expense |
$500,000 |
$10,000* |
$50,000* |
Surgery, Anesthesia, Radiation Therapy |
100% |
* included in $10,000 medical expense maximum above |
* included in $50,000 medical expense maximum above |
| Doctor Inpatient & Outpatient Office Visits |
100% |
* included in $10,000 medical expense maximum above |
* included in $50,000 medical expense maximum above |
| Medical Evacuation |
$1,000,000 |
$20,000 |
$350,000* |
| Repatriation of Remains |
$25,000 |
$3,000 |
* included in $350,000 medical evacuation benefit above |
| Emergency Reunion |
Economy Round Trip Ticket up to $1,500 |
$3,000 |
Included if hospitalized more the seven days |
| Accidental Death & Dismemberment |
$50,000 |
Not Included |
$10,000 |
| Global Health and Assistance Services |
Included |
Included |
Included |
| 24 Hour Hotline/Concierge Services |
Included |
Included |
Included |
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Notes
The following notes apply to all plans listed in this comparison.
- This is only a summary -- review the brochure and/or policy for benefit details.
- All plans have limitations and restrictions.
- Benefits for medical expenses are in accordance with the plan’s covered expenses.
- Travel medical insurance should be used as a supplement to a primary health insurance plan while traveling outside one's home country.
- Certain benefits and services, such as emergency medical evacuation, must be handled by the carrier.
- ITG Worldwide would be happy to provide you with a sample policy contract.
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