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ITG Worldwide Home > Travel > Multi-trip Plans
Multi-Trip Travel Plans
Annual Travel Medical insurance plans give you the freedom of taking as many international
trips as you like over the course of a year for one low premium payment. Consider an annual
plan if you plan on traveling two or more times over the next 12 months.
Plan | Special Features |Plan Features | Company Profiles | Notes
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Carrier
Plan |

TravelGap
MultiTrip |

Patriot
Executive |
| Eligibility |
U.S. Citizens w/ Primary Health Plan Only |
U.S. Citizens & Foreign Nationals |
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| Quote (link to carrier) |
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| Brochure |
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| Special Features |
| Policy Maximums |
$50,000 - Silver
$250,000 - Gold |
$1,000,000: age 69 & under, $50,000: age 70 to 75 |
| Maximum Trip Duration |
70 days |
30 days |
| Preexisting Condition Coverage |
Full coverage if you have a primary health plan |
Up to $5,000 for sudden & Unexpected Reoccurance |
| Online Provider Search |
Yes |
Yes |
| Online Health & Safety Tools |
Yes |
No |
| Terrorism Coverage |
Yes |
Yes, limited benefit & restrictions on some countries |
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| Plan Features |
| Assistance Services |
24/7 Multiligual Assistance |
24/7 Multiligual Assistance |
| Emergency Medical |
$250,000 - Silver
$500,000 - Gold |
Up to Policy Max |
| Medical Expenses |
Up to Policy Max |
Up to Policy Max |
| Outpatient Medical Expenses |
Up to Policy Max |
Up to Policy Max |
| Hospitalization |
Up to Policy Max |
Up to Policy Max |
| Surgery |
Up to Policy Max |
Up to Policy Max |
| AD&D |
$0 - Silver
$25,000 - Gold |
$25,000 principal sum |
| Repatriation of Remains |
$15,000 - Silver
$25,000 - Gold |
$25,000 |
| Lost Luggage |
Not included |
$50 per item of luggage, $250 max. |
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| Quote (link to carrier) |
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| Brochure |
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| Company Profiles |
HTH |
IMG |
| Ratings |
A- A.M Best |
A A.M Best
A- Standard & Poor's |
| Location |
Pittsburgh, PA |
Indianapolis, IN |
| Insurance Carrier |
HM Life Insurance Company |
SIRIUS International Insurance Corporation |
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Notes
The notes below apply to all plans listed in this comparison.
- This is only a summary. Consult brochure and/or policy for benefit details.
- All plans have limitations and restrictions.
- ITG Worldwide would be happy to provide you with a sample policy contract.
- Benefits for medical expenses are in accordance to the plans covered expenses.
- Travel insurance should be used as a supplement to a primary health insurance plan while traveling outside one's home country.
- Certain benefits and services, like emergency medical evacuation, must be handled by the carrier.
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