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ITG Worldwide Home > Travel > U.S. Citizen Travel Plans

Travel Plans

U.S. Citizen Travel Plans

Plan | Special Features |Optional Benefits | Plan Features | Company Profiles | Notes

         

Carrier

 

Plan


         
Quote (link to carrier)
Brochure
         
Special Features
Preexisting Condition Coverage No No No Full coverage if you have a primary health plan
Sudden & Unexpected Preexisting Condition Coverage $15,000 $20,000 maximum $15,000 maximum Full coverage if you have a primary health plan
Online Provider Search Yes No Yes Yes
Online Health & Safety Tools No No Yes Yes
Renewable Yes - up to 2 years Yes - Up to 3 years Yes N/A
Terrorism Coverage Yes, up to $50,000 Yes, limited to certain states Yes, up to $50,000 Included
Claim Precertification Required Yes Yes Yes No
Incidental Home Country Rider Included Included Included N/A
         
Optional Benefits
Hazardous Sports Rider Yes Yes Yes Limited benefits included
         
         
Quote (link to carrier)
Brochure
         
Plan Features
Assistance Services 24/7 Multilingual Emergency Assistance 24/7 Multilingual Emergency Assistance 24/7 Multilingual Emergency Assistance 24/7 Multilingual Emergency Assistance
Emergency Medical Evacuation Policy Maximum $300,000 $500,000 $500,000
Medical Expenses Covered Covered Covered Covered
Outpatient Medical Expenses Covered Covered Covered Covered
Hospitalization Average Semi-private Room Rate Average Semi-private Room Rate Average Semi-private Room Rate Average Semi-private Room Rate
Surgery Covered Covered Covered Covered
AD&D $25,000 $25,000 $25,000 $50,000
Repatriation of Remains $50,000 $300,000 Policy Maximum $25,000
Lost Luggage $250 Limit $250 Limit $250 Limit N/A
         
         
Quote (link to carrier)
Brochure
         
Company Profiles IMG Seven Corners MultiNational Underwriters HTH Worldwide
Ratings A  A.M Best     
A- Standard & Poor's
Nationwide is rated A+  by AM Best and Lloyds is rated (for the restricted states) A- A  A.M Best     
A Standard & Poor's
A-  A.M Best
Location Indianapolis, IN Carmel, IN Indianapolis, IN Pittsburgh, PA
Insurance Carrier SIRIUS International Insurance Corporation Nationwide & Lloyd's of London (Depending upon state) Lloyd's London HM Life Insurance Company

Notes

The notes below apply to all plans listed in this comparison.

  • This is only a summary. Consult brochure and/or policy for benefit details.
  • All plans have limitations and restrictions.
  • ITG Worldwide would be happy to provide you with a sample policy contract.
  • Benefits for medical expenses are in accordance to the plans covered expenses.
  • Travel insurance should be used as a supplement to a primary health insurance plan while traveling outside one's home country.
  • Certain benefits and services, like emergency medical evacuation, must be handled by the carrier.

 

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Unique Solutions
Whether it’s a trip to Europe, foreign relatives visiting in the United States, or a long-term job assignment in Afghanistan, ITG Worldwide has assisted thousands of people with travel medical insurance plans that provide coverage for health emergencies that occur abroad.  With a wide range of travel insurance policies now available, why not use our experience to help you find a plan that addresses your specific travel needs by calling 877 598 8646 or email info@itgworldwide.com.

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