International Personal Property, Liability and Auto Insurance for Groups

Global coverage that keeps property protected while your employees are working and living abroad

In addition to medical insurance, long-term expatriates need special insurance for their personal property, liabilities and automobiles. US-focused insurance often does not work well or at all for these items when employees are outside the US.

This type of coverage is best for:

• Expatriates who have not yet moved to their foreign destination or are already living abroad and are looking for protection

Contact Scott Maras at 515-954-7392 or scottm@itgworldwide.com to discuss how a customized program can be developed for your group.

International Personal Property and Liability Insurance

These plans provide coverage for personal items damaged during the relocation process, while in a foreign residence, or when traveling. We have two types of personal property coverage options to best suit your group's needs:

This is "all-risks" coverage designed for professionals who have not yet moved to their foreign destination. These coverages are combined to eliminate the gaps that occur when purchasing separate policies. Items are covered at full replacement cost and include coverage while in a foreign residence, commercial storage or while traveling.

This is "all-risks" coverage designed for expats who are already living abroad. Items are covered at full replacement cost and include coverage while in a foreign residence, commercial storage or while traveling.

These plans provide comprehensive, worldwide liability protection. Coverage of $300,000 is typically provided with options to purchase higher coverage limits. Optional international Umbrella Insurance is also available. All features can be customized for your group.

International Auto Insurance

If your employees plan to drive abroad, they will need international car insurance you both can depend on. Clements' international auto insurance policy adjusts to the requirements that vary from country to country. These plans include comprehensive, collision, theft and liability coverage to keep employees moving in the right direction.

Issued by an international insurance provider with 60 years experience, these customizable group plans include flexible deductible options, accident forgiveness, as well as fast and efficient claims processing.

Contact Scott Maras at 515-954-7392 or scottm@itgworldwide.com to discuss how a customized program can be developed for your group.