International Property, Liability and Auto Insurance
Global coverage that keeps your property protected while you're working and living abroad
In addition to medical insurance, long-term expatriates need special insurance for their personal property, liabilities and automobiles. US-focused insurance often does not work well or at all for these items when you are outside the US.
This type of coverage is best for:
Expatriates who have not yet moved to their foreign destination or are already living abroad and are looking for protection
International Personal Property and Liability Insurance
Protect your treasures, move after move. These plans provide coverage for personal items damaged during the relocation process, while in your foreign residence, or when traveling. We have two types of personal property coverage options to best suit your needs:
Transit & Foreign Destination
This is "all-risks" coverage designed for professionals who have not yet moved to their foreign destination. Transit and Foreign Destination coverage is combined to eliminate the gaps that occur when purchasing separate policies. Items are covered at full replacement cost and include coverage while in your foreign residence, commercial storage or while traveling.
Foreign Destination Only
This is "all-risks" coverage designed for expats who are already living abroad. Items are covered at full replacement cost and include coverage while in your foreign residence, commercial storage or while traveling.
Personal Liability Insurance Included
These plans provide comprehensive, worldwide liability protection for you and your family. Coverage of $300,000 is automatically provided with options to purchase higher coverage limits. Optional international Umbrella Insurance is also available.
International Auto Insurance
If you plan to drive abroad, you'll need international car insurance you can depend on. Clements' international auto insurance policy adjusts to the requirements that vary from country to country. These plans include comprehensive, collision, theft and liability coverage to keep you moving in the right direction.
Issued by an international insurance provider with 60 years experience, these plans include flexible deductible options, accident forgiveness, as well as fast and efficient claims processing. The Premier option offers extended coverage benefits, including increased liability limits.
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